Individuals apply for disability under one of two programs, SSDI or SSI. SSDI, Social Security Disability Insurance, is for those who’ve worked and paid FICA taxes. On the other hand, SSI, Supplemental Security Income, benefits low-income citizens and the elderly. It’s a good idea to consult with a lawyer before applying for Disability Benefits in Grand Rapids MI. Each program has specific criteria that must be met.
SSDI Benefits Are Income Based
SSDI Applicants must be disabled and meet certain work requirements. Individuals must have worked a large portion of the ten years before becoming disabled. Disability Benefits in Grand Rapids MI are based on how much money the applicant made while working. Lawyers advise clients to get a copy of their social security benefits report. It’s essential that earnings are reported correctly. Approved applicants are eligible for Medicare.
Income Requirements For SSI
SSI is a joint program of the federal and state governments. Therefore, the number of benefits depend on the state in which one lives. Applicants must be over 65, blind or disabled. Further, most beneficiaries are U.S. citizens. There are some situations where refugees or those with a green card can get SSI. Additionally, each state has an income limit of $700 to $1400 monthly. Benefit checks total $771 monthly for single persons and $1157 for couples.
The Social Security Administration (SSA) has a very precise definition of disability. The condition must prevent one from working for 12 months or result in death. Each state has a claims office where applications are scrutinized. SSA is looking for more than a doctor’s excuse not to work. They want to see records of ongoing treatment for the disabling condition. Moreover, SSA has guidelines that must be met for each type of impairment.
There are a lot of application forms, and they’re important. Get your lawyer to help with the forms if you are having a problem. These forms let SSA know how the disability affects the ability to function. Applicants that are denied have 60 days to file an appeal. After the second denial, the lawyer can file for a hearing. For more information, contact the Bleakley Law Offices P C.