Disability Benefits For Workers’ Compensation in Baltimore

by | Sep 25, 2012 | Law And Legal Services

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Workers’ Compensation in Baltimore assists individuals that have been injured on the job. If you have been injured, seek medical attention immediately. Under the Maryland Workers’ Compensation Act, you may be eligible for temporary or permanent disability benefits depending on the severity of your injury and other factors. It is important to note that not all on the job injuries and not all individuals are covered under the law; it is vital that you seek legal representation with an experienced workers’ compensation attorney immediately. The law is very specific about the injuries, the type of employees, and the required reporting of injuries. There is significant paperwork involved and an attorney can ensure that the proper paperwork and guidelines are followed.

Temporary Partial Disability Benefits

If your injury takes you from your job, you may be entitled to Temporary Partial Disability Benefits. These benefits are available to you during your healing and recovery process. One of the factors in determining your eligibility for these benefits is if you are able to perform limited or part time duties and you capacity for work has been lowered. The insurance company or your employer may have to pay you 50% of the difference in your wages if you have temporary partial disability. Qualification for these benefits can be a challenge and if you have been seriously injured and are not able to perform all of your duties and have been limited on the amount of time you can work on your job, workers’ compensation in Baltimore attorneys can help you.

Permanent Partial Disability Benefits

If you have suffered an extreme injury, loss the use of a limb or finger, or have been diagnosed with a job-related chronic disease or illness, you may qualify for permanent partial disability benefits. According to the guidelines published by the State of Maryland, and example of permanent partial disability is the total loss of a thumb. In this case you may be eligible for benefit payments for up to 100 weeks. These benefit payments are subject to cost of living adjustments calculated annually but the overall figure may be limited for individuals who are entitled to Federal Social Security Disability Benefits.

Permanent Total Disability Benefits

When you are injured so seriously that your ability to work has been completely compromised, you may be eligible for Permanent Total Disability Benefits. In the State of Maryland this total disability includes the loss of both arms, the loss of both eyes, the loss of both feet or both hands or both legs. Additionally, if you have loss a combination of any of the two including arm, eye, foot, hand or leg you may be entitled for permanent total disability benefits.

If you have been injured on the job, seek medical attention immediately. According to the laws of Maryland, you have a window to file your workers’ compensation claim. Don’t delay as this can result in the loss of eligibility and a delay in receiving your benefits. For workers’ compensation in Baltimore claims, seek legal representation from an attorney with expertise in filing, negotiating, and settling claims.

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